Short Duration Private Credit

Baruk Capital Group focuses on short duration private credit strategies designed around underwriting discipline, repayment visibility, and capital preservation across operating business and asset backed lending environments.

Baruk Capital Group

Investment Philosophy

Our approach is built around disciplined underwriting, short duration exposure, and continuous visibility into underlying borrower performance.

We focus on structures where repayment behavior can be monitored closely throughout the life of a position, allowing for faster feedback loops around changing borrower conditions and overall portfolio risk.

In an environment where many private market strategies have become increasingly dependent on extended timelines and refinancing conditions remaining favorable, we believe duration awareness and liquidity sensitivity remain critical components of risk management.

Baruk Capital Group

Discipline Over Duration

Baruk Capital Group was built around the belief that underwriting discipline, repayment visibility, and duration awareness are foundational components of credit risk management.

Many private market strategies become increasingly dependent on extended timelines and favorable refinancing conditions remaining intact over long periods of time.

Our approach focuses instead on shorter duration structures where borrower performance can be evaluated continuously throughout the life of a position.

We believe this creates stronger visibility into changing borrower conditions while allowing for greater flexibility in dynamic market environments.

Capital preservation, disciplined structuring, and alignment remain central to our philosophy.

Markets eventually expose the difference between projected outcomes and controlled outcomes.

Strategy Focus

Baruk Capital Group focuses on direct origination across short duration private credit opportunities tied to operating businesses and asset backed lending environments.Areas of focus include:• Revenue based business lending
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• Merchant private credit
• Asset backed lending
• Residential investment property lending
• Short duration bridge financing

Our emphasis remains on disciplined structuring, repayment visibility, and capital preservation.

Baruk Capital Group

Why Short Duration Credit

Shorter duration structures can provide earlier visibility into borrower performance while allowing capital to reposition more efficiently as conditions change.

We believe shorter repayment cycles and ongoing performance monitoring create important advantages in environments where liquidity conditions and refinancing assumptions can shift rapidly.

Watching multifamily operators face capital calls and refinancing pressure reshaped how I think about duration risk, liquidity, and credit structure.

Baruk Capital Group

Direct Origination and Short Duration Credit

Our strategy focuses on originating and participating in short duration private credit opportunities tied to operating businesses and asset backed lending environments.

We prioritize structures where repayment activity and borrower performance can be monitored consistently throughout the life of an investment.

Areas of focus include merchant private credit, revenue based financing, asset backed lending, and residential investment property financing.

We believe disciplined underwriting and ongoing performance visibility remain critical in managing downside risk across private credit markets.

Direct origination creates closer visibility into borrower behavior, underwriting discipline, and ongoing credit performance.

Joseph Kimbrough

Leadership

Joseph Kimbrough is the Managing Partner of Baruk Capital Group.His work focuses on short duration private credit strategies across operating business and asset backed lending environments, with an emphasis on underwriting discipline, liquidity awareness, and direct origination.

Short Duration Private Credit

Investment Philosophy

Discipline Over Duration

Strategy Focus

Why Short Duration Credit

Direct Origination and Short Duration Credit

Leadership

About us